Resource directory

Essential Resources & Official Sources

Yovan Gabric, REALTOR® | Royal LePage Pinnacle Real Estate, Brokerage
The official bodies, forms and data sources behind almost every question that comes up buying, selling or renting in the GTA · 21 September 2026

These are the primary sources — the actual government tribunal, regulator or data provider — rather than a summary of them. When you want to double-check something I've told you, confirm a number, or download an official form, these are the right places to go.

General information, not legal or financial advice. Rules, rates and forms on these sites change; always use the current version linked here rather than a saved copy.

1. Renting & landlord-tenant matters

Landlord and Tenant Board — Forms, Filing & Fees ↗ tribunalsontario.ca/ltb/forms-filing-and-fees

Every LTB form in one place — the N9 (tenant's notice to end tenancy), N11 (mutual agreement to end), N12 (landlord's own use), T2/T6 (tenant applications), plus filing fees and where to submit. Start here whenever a form is needed on either side of a tenancy.

Landlord and Tenant Board — main site ↗ tribunalsontario.ca/ltb

The Board itself: guides, rules of procedure, and where a dispute actually gets heard if it can't be resolved directly. Good starting point when a question is bigger than one form.

Steps to Justice — Housing Law ↗ stepstojustice.ca/legal-topic/housing-law

Plain-language explanations of Ontario tenant and landlord rights, written by Legal Aid Ontario and community legal clinics — the best free "translate this into English" layer on top of the RTA itself.

2. Real estate regulation

RECO — Real Estate Council of Ontario ↗ reco.on.ca

The regulator for every real estate professional in Ontario. Verify a registrant's status, read the consumer guides on buying/selling/renting, or file a complaint. This is also where the advertising and disclosure rules I work under come from.

3. Market data

TRREB Market Data ↗ trreb.ca/market-data

The Toronto Regional Real Estate Board's monthly Market Watch — average and benchmark prices, sales-to-new-listings ratio, and days on market for the GTA. The source behind any market figure I quote you.

CREA — National Housing Market Stats ↗ crea.ca/housing-market-stats

The Canadian Real Estate Association's national numbers — useful context when a headline is about "the Canadian market" and you want to see how the GTA compares.

Teranet–National Bank House Price Index ↗ housepriceindex.ca

An independent, repeat-sales price index (not based on listings) tracking 11 Canadian metro areas including Toronto — a good sanity check against board-reported averages, which can be skewed by what happened to sell that month.

4. Government & legislation

Ontario.ca ↗ ontario.ca

The province's own site — land transfer tax, the Residential Tenancies Act, the Condominium Act, and every other piece of provincial law and program that touches a transaction.

Canada.ca ↗ canada.ca

The federal government's site — mortgage rules, the Home Buyers' Plan, immigration and newcomer housing programs, and anything else set federally rather than provincially.

CRA — Canada Revenue Agency ↗ canada.ca/en/revenue-agency

GST/HST new housing rebate rules, principal residence exemption, rental income reporting, and the Home Buyers' Plan withdrawal rules. The source behind the HST rebate calculator on my site.

5. Rates & lending

Bank of Canada — Interest Rates ↗ bankofcanada.ca/rates/interest-rates

The policy interest rate and the bond yields that lenders price fixed mortgage rates off of — straight from the source rather than a headline summarizing it. Useful before any conversation about whether rates are likely to move.

CMHC ↗ cmhc-schl.gc.ca

Mortgage default insurance rules and premiums for down payments under 20%, plus CMHC's own housing market data and rental market reports.

6. New-build protections

Tarion ↗ tarion.com

Ontario's new-home warranty program — what's covered, the Pre-Delivery Inspection (PDI) process, and the statutory timelines for reporting a defect after closing.

HCRA — Home Construction Regulatory Authority ↗ hcraontario.ca

Check whether a builder or vendor is licensed in Ontario, and see their compliance record, before signing a pre-construction agreement.

7. Condo-specific

Condominium Authority of Ontario (CAO) ↗ condoauthorityontario.ca

The regulator for condo corporations — status certificate guidance, the condo living guides, and a tribunal for disputes between owners and their corporation. Essential reading for anyone buying into a condo or POTL townhouse.

8. Legal help

Law Society Referral Service ↗ lsrs.lso.ca

A free 30-minute consultation with an Ontario lawyer or paralegal, matched to your issue — useful if a situation (a lease dispute, an assignment, a title question) needs advice beyond what I can offer as your agent.


This list grows as questions come up — if you've been sent here looking for something that isn't on it yet, ask and I'll add it.